What Sports & Activities Cover's available on VoyagerProtect
Posted in Corporate Travel Insurance sports and activities cover , Winter Sports on 7 March 2025
VoyagerProtect Business Travel Insurance is designed to meet the needs of modern businesses, offering cover for your employees on both a business and leisure basis. We offer cover for a range of sports and activities as standard as well as providing cover for more hazardous activities and winter sports, perfect for team building exercises whilst on business, or if your staff decide to add on a couple of days to their business trip for leisure activities.
Similarly, VoyagerProtect Travel Insurance for your company can also be used when staff are purely travelling for leisure purposes (unless you select the Business Only level of cover), meaning that your staff will be covered for the same sports and activities while they are on holiday.
Click the links below for more information on each specific activity set.
What sports and activities are Included as Standard for VoyagerProtect Business Travel Insurance?
Included in all our VoyagerProtect policies is cover for over 100 sports and activities as standard, meaning all insured persons can benefit from peace of mind whilst participating in these activities on their trip.
Cover for these activities is on an amateur or non-professional basis and will provide protection against expenses incurred as a result of an accident or injury. However, those participating in these sports or activities must do so in accordance with any local laws and regulations, and they must ensure that any recommended safety equipment is used/worn.
Also, please note that any activity marked with an asterisk (*) is excluded from Personal Liability cover.
So, what sports and activities are covered with VoyagerProtect? Below we have listed every sport and activity that is covered as standard on our VoyagerProtect policies:
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | V | W | Y | Z
Abseiling
Aerobics
Angling
Assault course
Athletics
Badminton
Ballooning (Organised Excursion)
Banana Boating
Baseball (Excluding Competitions)
Basketball
Beach Games
Biathlon
Black Water Rafting (up to grade 3 only)
Bird Watching
Boating (any craft less than 10m long, inside 12 mile limit)*
Boating (any craft less than 10 metres long, inside 12 mile limit)
Boardsailing
Boccer
Boogie Boarding
Bowls
Bowling
Bungee Jumping (maximum 2 jumps in per Insured Journey)
CamelRiding
Canoeing (grades 1-3)
Clay Pigeon Shooting*
Climbing (indoor only)
Cricket
Croquet
Curling
Cycling (recreational, not BMX, competition or stunting)
Dance
Deep Sea Fishing (recreational inside 12 mile limit)
Dinghy Sailing (inside 12 mile limit)
Diving (recreational not involving the use of artificial breathing apparatus)
Dog Sledging
Dry Slope Skiing
Elephant Trekking
Fell Running
Fell Walking
Fencing
Fishing (angling)
Flying (in light aircraft as a passenger, not piloting)
European Football/Soccer (excluding competitions)
Frisbee
Gliding (as a passenger, not piloting)
Go Karting below 250cc*
Golf
Gymnastics
Handball
Hiking/walking below 6000m
High Diving (Platform only)
Hill Walking
Hockey (field only)
Horse Riding (casual NOT competitions, racing, jumping & hunting)
Hot Air Ballooning (as a passenger only)
Hovercraft*
Ice Skating (on rink, recreational only)
Indoor Climbing (on climbing wall only)
Jet Boating*
Jet Skiing*
Karting*
Kayaking (grades 1-3 rivers/sea)
Kite Buggying (Single Seat)
Kite Flying (traction)
Kite Surfing* (over water)
Lacrosse
Marathon Running/ Triathlon
Martial Arts Training (no contact)
Motorcycling** up to 125cc (where claims and conviction free for previous 3 years and where wearing a helmet, on road, provided the Insured Person holds an appropriate full license)
Motorcycling as a pillion passenger** (on road, provided the driver holds an appropriate full licence and the Insured Person is wearing a helmet)
Mountain Biking (not off-road, competition or downhill)
Netball
Orienteering
Overland Expedition
Paintballing*
Parascending (towed by boat over water)
Pistol Shooting
Pony Trekking
Quad Biking
Racquet Ball
Rafting (grades 1-3)
Rambling
Rifle Range Shooting
River Boarding
Roller Blading
Roller Skating (including blading)
Rounders
Rowing*
Running (non competitive)
Safari (organised trips only)
Sail boarding (inside 12 mile limit)
Sailing Yachts (longer than 10 metres, within 60 miles of a safe haven)
Scuba diving (maximum depth 15m)
Scrambling
Skateboarding (recreational)
Sea Canoeing (inside 12 mile limit)
Segway Riding (organised tours only)
Shooting (not hunting or Big Game)
Sleigh Riding (pulled by reindeer, horses or dogs)
Snooker
Snorkelling
Softball
Squash
Surfing
Swimming
Swimming with Dolphins
Table Tennis
Tai Chi (non contact)
Ten Pin Bowling
Tennis
Trampolining (recreational)
Trekking (not requiring the use of ropes, guides or supplementary oxygen or under 6000 metres)
Triathlon
Tug of War
Volleyball
Wake Boarding
Water Polo
Water Skiing (not jumping)
Water Tubing
Weight Lifting
Whale Watching
White Water Canoeing/Rafting (up to grade 3 rivers only)
Windsurfing (inside 12 mile limit)
Yachting (within Territorial waters)
Yachting (longer than 10 metres, within 60 miles of a safe haven)
Zip Wiring/Climbing
Zorbing
* Cover under the Personal Liability Section is excluded for these activities
**No cover is provided under Personal Accident in respect of Motorcycling either as a rider or passenger.
What Hazardous Sports & Activities Can You Provide Cover For?
In addition to our standard sports and activities cover, if you have employees who are a bit more adventurous, it is possible to add an enhanced level of cover, to protect your staff when they are taking part in these more dangerous sports and activities.
Listed below are the Hazardous Sports & Activities that can be covered on a VoyagerProtect policy:
B | C | D-G | H-K | M-O | P | R | S-W
Bamboo Boat Rafting
Black Water Rafting
Bouldering
Bungee Jumping (more than 2 jumps per Insured Journey)
Canoeing (grades 4 and over)
Canyoning
Cave Tubing
Caving
Cycle Touring & Event Training
Dog Sleighing
European Football/Soccer (amateur competition/tour)
Gliding
Hang Gliding
Horse Trekking
Ice Climbing
Jet Boating/Shotover Jet
Kayaking (grades 4 and over)
Micro Lighting
Mountaineering (with ropes)
Off-Road Mountain Biking
Potholing/Caving (as part of a group)
Parachuting
Paragliding
Parapenting
Parasailing (behind a boat)
Parapenting (behind a motorised vehicle)
Polo
Rafting (grades 4 and over)
River Kayaking
Rock Climbing (with ropes)
Scuba diving (maximum depth 30m)
Sea Kayaking
Shark Cage Diving
Skateboarding (demonstration or competitive)
Skydiving
Show-jumping
Spelunking
White Water Rafting (grade 4-5)
As these sports and activities, by their very nature, carry an additional risk of injury, selecting this option will require payment of an additional premium.
What if our staff want to go Skiing, Snowboarding or take part in other winter sports?
With more than 6 million people considering themselves as a skier or snowboarder in the UK during 2020/2021, according to Statista, there is a good chance that some of your employees are going to want to have cover for skiing, snowboarding or other winter sports on their policy.
Fortunately, it is easy to add this to your VoyagerProtect Company Travel Insurance with an additional premium for your staff to have cover for the following activities:
Big Foot Skiing
Cat/Heli-Skiing/Boarding
Curling
Glacier Crossing/Hiking
Ice Skating (other than on an indoor rink)
Kite Skiing
Mono Skiing
Skiing (including off piste with a guide)
Ski Bobbing
Skiing Cross Country
Snow Blading (on piste only)
Snowboarding (including off piste with a guide)
Snow Kiting
Snow Mobiles/Skidoos
Snow Shoeing
Tobogganing.
Request a VoyagerProtect Quote today
As well as cover for over 100 sports and activities, VoyagerProtect Business Travel Insurance includes these great features:
- Cover for Emergency Medical Costs Including Pre-Existing Medical Conditions - using a simple ‘fit to fly’ declaration
- Cover for Personal Accident - in the event of a life changing incident
- Personal Possessions Cover and Baggage – covering against loss or theft, including business equipment
- Cancellation Cover – including the cost of replacement personnel
- Personal Liability Cover
If you would like to get a VoyagerProtect multi trip travel insurance quote to cover your employees, please get in contact with us by either completing the online application form, by phoning VoyagerProtect Business Travel Insurance on +44 (0)1483 806 822 or emailing us at commercial@voyagerins.com.
This article is for information and entertainment purposes only. It does not constitute advice in any way. The information provided here is correct at the time of writing however please check the latest policy wording for the latest terms, conditions, and exclusions.